Before you begin your investing endeavours, you need to know how and where you want to invest money. Following posts will help you plan your financial investments regardless of your risk attitude.
There’s one thing index funds do very well: minimizing risk. When you add a lot of stock variety, it’s easy to protect against bad trends. Unfortunately, that means you can neither earn much in the short term. It removes uncertainty and places the bets in the long run. You almost never hear of people who lost money after years of investing in index funds. You may even think it’s not possible to lose, no matter what you do. What we’ve …
Whether you’re buying commercial properties or looking for your dream house, there will be trade-offs. Everybody loves great deals. You want to buy it for low. But the seller wants to sell it for as much as you can afford. Is it possible to reach a win-win situation? Not always. Depending on your expectations and who’s selling the house, you may or may not get to an agreement. Depending on your case, getting a bridge loan might help getting closer …
What do you do in a recession? Some people think it’s safer to get out of the market. Meanwhile, others are looking to buy discounted stocks. But timing isn’t as easy as it sounds. You may buy “low” and see the stock go even lower. Or you could not buy and then watch it scale to the Moon. Whether you take the opportunity or not, it’s safe to assume nobody likes losing money. When the whole economy is at risk, …
The rich get richer because of leverage. They don’t trade hours for dollars but instead have their money work for them. What does that really mean? The market is full of value inefficiencies. Understanding how companies evolve and managing risk can multiply your money (or lose it all). When you first hear of investing, it gives misleading connotations. You either think of it as a lottery or expect to make money always magically. But trading is far more than buying …
Beginners often face a contradiction. Everybody that first enters the stock market perceives it as the most complex finance in the world. Experts tell you most traders don’t earn money, and you can never guarantee results. But as soon as you take your first position, you find a different story. Maybe you win four times in a row with an improvised strategy. Everything looks straightforward and easy to predict. You could say your win rate is over 50%. Then, you …
Everybody needs a place to live. But not anyplace will do. Especially when you’re progressing in your career, your goals and standards will change. What may be enough for today may come up short tomorrow. Think about it: do you really need to buy that house? Are you ready to handle responsibility, depreciation, and long-term financial commitments? Most people prefer to rent because of its flexibility. Renting also means you get a broader property selection: more chances to live where …
What’s a portfolio, and why would you need one? You may be looking to: A portfolio should reflect the way you think and what past events happened as a result. It includes your work, strategies, qualifications, skills, and education. These documents aim to answer questions like these: It doesn’t matter whether we talk about qualifying a team or choosing an investment. People may have different beliefs about why you should or shouldn’t accept it. But at the end of the …
Short and distort is a less publicly known trading scam similar to the classic pump and dump. Shorting is a word in traders’ jargon and means basically selling a stock, currency, crypto or any other similar financial item that can be traded. Imagine some stranger reaches out to you and says: “Buy this penny stock before it skyrockets, and you’ll get RICH!” It may feel exciting, but you don’t need to take action if you don’t trust the advisor. Now, …
When was the last time someone helped you for no reason in particular? You get private information, someone sends money, or finds someone’s wallet. The help received makes you feel privileged. It may be luck, goodwill, and also a hook. No matter the purpose, that gift makes you trust the person. The same can happen when investing. Imagine getting help from an insider who has privileged information about stocks. The problem is: Everybody talks about the penny stock rise. What …
Which one would you choose? Would you like to receive a million dollars right now? Or perhaps get a penny and double it for thirty days? If you do some simple math, the second option yields five times more gains than the instantaneous reward. Thus, compound interest is the secret of how Warren Buffet made his money, and how you could do it too with a High Yield Investment Program. You may have heard their promotions: “Make large returns from …