Save Money

No matter how much money you make, it seems you can never make enough. You’ve tried everything, but you still can’t explain where the money goes at the end of the month. Does that sound like you? You can, of course, get out there and make more money. But if you don’t solve your saving problems first, these will increase to the level of your income. Oftentimes, people believe saving doesn’t matter because you’re not earning enough in the first …

Read moreHow to Drastically Cut Expenses?

Are you overpaying for something you don’t even need? It’s not rare that this happens with cable TV. One thinks that you need to have the most complete television for better entertainment. And why have a single TV when you can have five? Also, don’t forget about Netflix, Hulu, and Youtube TV. Yeah, $200+ a month are conservative numbers these days. Hey, at least you get the value for your money, right? Five different TVs, eight movie services, high-speed Internet …

Read moreHow Can I Reduce My Cable Bill?

After doing the math, you’re convinced you’re doing everything you can to save up money. You took some loans in the past, and now it’s time to pay. But it feels like you can’t pay it all, no matter how hard you work. It’s fair to pay back what you owe. What’s stressful about loans is interest, which compounds over time. And the more loans you take, the more complex it is. Good news is, you can consolidate your loans. …

Read moreDo Consolidation Loans Hurt Your Credit?

Do you know all those car billboards you see on the street? It doesn’t matter how good the offer looks. Most people look and think: “I will never buy a brand-new car. It’s overpriced, it devalues quickly, and it has high maintenance costs.” Someone is making a profit from the sale, which apparently means you can’t get a good deal. Then there are the used cars, which sell for cheaper. The problem is, the shops that sell them are usually …

Read moreHow Much Can You Negotiate on a New Car?

Lucky you. You just found the house you want, which happens to cost exactly what you can afford. Who knows for how long this opportunity will last? You don’t think much about it and proceed to close the deal. Surprise, surprise! The price has just gone up by 5%. The house may be worth the same, but there are still necessary costs you need to cover in order to buy it. And we’re not talking of paying ~$50 on bank …

Read moreHow Can I Avoid Paying Closing Costs?

Are you looking for a car but don’t want to overpay? In that case, used cars may be your best bet. New models devalue quickly once bought. So even if the owner never drove it, the vehicle is far cheaper than in the dealership. What a deal! But the opposite can also happen. Sneaky sellers may try to offer the car for more than it’s worth. You drive away thinking you made a good purchase, but you don’t know all …

Read moreHow To Buy A Used Car & What To Ask

Aren’t you tired of wasting your money? You want to start eating healthy, but you don’t have much time for it. So you end up buying any food to push throughout the day. Shockingly, you feel like having less energy than before you ate. That means less motivation to work on your career or to create healthy habits. More chances to follow unhealthy diets. Everybody is busy. But if we are what we eat, do we really save time with …

Read moreHow To Eat Healthy On A Budget

Did you know you could save over 50% on furniture? Depending on when you buy, you will usually find different prices. What’s the point of selling the same piece for less? The answer is supply and demand. Retailers want to profit as much as possible while reducing expenses. Keeping large units in storage is expensive, so they try to find a balance between units sold and price. When nobody is buying, or they have an excess of inventory, prices fall. …

Read moreWhat’s the Best Time to Save on Furniture?

How much do you spend on groceries? Most consider this expense as essential for living healthy. You are what you eat, and the better the quality of your meals, the better you will feel and go through your day. Up to a certain point, diet quality can affect your results indirectly. But once you cover the essentials, everything else becomes an expense. Should you even think of saving a couple hundred a month of groceries? Groceries don’t give you any …

Read moreHow To Save Money On Groceries?

Travel anywhere anytime you like. Sounds too expensive? Think again. As a frequent traveler, you must have heard of Airbnb. Even if you never felt interested in learning about it, you still find their brand name wherever you go. What is this company, and how did they get so big? What is Airbnb? You can bet most hotels would love to have the visibility that Airbnb does. But this company has a different selling point: local rentals. It may sound …

Read moreWhat is Airbnb? Premium Lodging at Low Prices?

Your money doesn’t have the same value when switching countries. Whenever you convert to another currency, you’re paying a conversion fee to do it. But some companies take advantage of some situations with the worst rates possible. Say you just arrived at the airport and need money right away. You can’t find anywhere to trade your currency except for that airport exchange. Because you have no choice, you take the worst rates and move on. Or perhaps you’re a tourist …

Read moreWhere To Exchange Currency At Fair Rates

If you knew how airlines change their prices, you would think twice before buying. But if you’ve never traveled before or don’t know why airfares change, you could end up paying more than needed. All we want is to travel from point A to point B on a convenient date. Preferably, we want to complete the flight fast and pay only as much as necessary. But because airlines have to work on profitability, their goals may be different than yours. …

Read moreThe Best Day To Buy Plane Tickets

Are you looking to make some big purchases? Should you get the latest appliances or the older models? If your goal is to save money, you’d be surprised to know how much prices change depending on the day. Knowing what to buy at the right time may save you 20% without including coupons, maybe more. The secret is knowing when demand is low and buying right then. We’re sure you’ll find these tips helpful, whether you’re updating your home’s appliances …

Read moreWhen Is The Best Time To Buy Appliances?

Premium subscriptions, nice hotels, exotic vacations. That’s a lot of money! What if you could get all of these for a deep discount or free? While you’re wondering whether it’s too good to be true, thousands of people are already doing it. Of course, there is a catch. It’s not 100% free, but it’s far better than average. Credit card churning has raised interest as a method to make extra cash with ease. Not only you get cash-back rewards but …

Read moreDefinite Guide To Credit Card Churning

We used to believe that the more money you make, the wealthier you get. But personal finance is more than working hard at the office. Most of us see it as a solution. Money brings freedom and choices, and it’s tempting to think that life will improve once we get more of it. Have you ever found yourself working for a promotion or project only to end up on a similar spot to where you started? Forget about those promising …

Read moreWhat Exactly Is Net Income? Know Your Net Worth

Thanks to online shopping, practically anything you could ever want is as close as your personal device from which you can make an order. Advertisers all over the world are fighting for your attention and you seemingly have almost limitless choices. What to do if you are not satisfied with your purchase? Perhaps you did not receive something you ordered? Or you notice an unauthorized charge on your card? Should you initiate a credit card chargeback in every case? The …

Read moreHow To Do A Credit Card Chargeback