Moneygram Scam – Money Order Fraud

Many variations of Moneygram scams are being exposed to the public, and becoming the victim of one may not only cost you money, but you may also face criminal charges as well. So how do you not become another money order fraud victim? You first should understand what the fraud is, and the different variations of the fraud that are known.

A Moneygram scam happens when a person sends you a money order for either a service or good. They will then instruct you to cash the money order, keep a certain dollar amount for yourself, and then send the rest of the money to a third party. The reason this is a fraud is because the order is either homemade or it has been chemically washed to erase the information that was once on it, and then made to say that it is worth more money that it is actually worth. A criminal may buy a $10 money order, then make it appear to be worth $1000. When you cash the money order, you will be given the $1000, but once the money order fraud is figured out, it will then be your responsibility to pay back the $990. Either way the money order is made, they do look impressively real, and can easily fool anyone. Anytime you are asked to cash a money order, and then send money to someone, you can probably assume that it is a Moneygram scam. Other times the criminals will just ask you for money, in a clever way of course. If you do not know the person, then is best to not send the money.

One popular variant of the fraud deals with the criminal telling you that you have won a sweepstakes or lottery. An “official notice” will be sent saying that you have money waiting to be claimed. It will look real, and may even include a telephone number you can call, but it is just an elaborate scam. The biggest red flag for this type of Moneygram scam is that you will be asked to send money before your winnings can be distributed, usually for fees or taxes. No real sweepstakes or lottery will ever ask for money. Another of the scams will ask you for a service. You will be contacted, and asked to cash money orders for a “company”. They will also allow you to keep some for yourself. How many legitimate companies do you know of just let strangers handle their money?

Other criminals will offer to buy a good that you are selling. They will look on the internet and in newspapers for items to buy. They will generally offer more than asking price, and will need the item to be sent overseas. Through a money order, they will send full payment for the item, as well as the amount it will cost for you ship the item with the company of their choice. There is no company, and the money order is probably fake. Cashing the money order will mean that you are helping the criminal with the money order fraud, and that you will have to pay all the money back yourself. It could also means that you have to pay additional money for fines or spend time in jail.

There are all sorts of different ways that a Moneygram scam can manifest itself, but they will all include you sending money and/or cashing a money order. Look out for charity scams that ask you to help with cancer research or a natural disaster, and only donate money to organizations that are reputable and well-known. Also be aware that they may ask you for money to help out someone closest to you. The criminal may tell you that your friend has become incarcerated and needs money to bailed out of jail. Before you send any money, call the person and the place they are suppose to be at, do not use any number they give you, but instead look up the real numbers. It is unfortunate that people look for ways to scam others out of money, but it does happen everyday. When it comes to money, think before you act, and never send money to someone you do not know. Moneygram is a very reliable company, but criminals have found a way to take advantage of others using money orders.

Although the idea of money order fraud seems easy to understand, it is the method of the con which the criminal uses that is easy to fall for. The stories can be extremely varied, but there are a few types that are most commonly used. Understanding what money order fraud is, and what to look out for when dealing with money orders will hopefully help you to never become a victim.

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2 thoughts on “Moneygram Scam – Money Order Fraud”

  1. I think this is a scam, and I don’t intend to accept the check and process for payment. I answered an ad regarding placement of ads for Frank Muller Company, but didn’t hear anything back until I got this email today. Carla Coffman

    To: [email protected]
    Subject: Re: Promo Upfront update
    From: [email protected]
    Date: Fri, 16 Aug 2013 07:58:26 -0400

    Good morning Carla,

    This is to inform you that the Johnnie Walker Ads on car promo upfront payment will be delivered to you today 16th August 2013 via FedEx courier with tracking number: 796470752433

    The check you will be receiving is a combination of your upfront payment of $400 and the materials such as Vinyl Decal, Transportation and Workmanship fee for the Specialist that will be wrapping your car totalling $2328.43. Upon delivery of the payment, you are to send a notification that payment has been received and then proceed with the deposit. Check is payable within 24 hrs of deposit.

    We are already behind schedule on the Johnnie Walker Ad promo, process the check at your bank and deduct your up front payment of $400 and have the remainder balance of $1928.43 sent to DeShannon Taylor, who will be assigning a specialist to decorate your car, you will be sending the balance via “Money Gram” Money Transfer service.

    Sending details as follows:

    Receiver: Deshannon Taylor
    Address: 2346 Kraft Place
    City: Spartanburg
    State: South Carolina
    Zip code: 29306

  2. —– Forwarded Message —–
    From: Julia Adrian
    To: amanda earley
    Sent: Monday, 28 October 2013, 11:25
    Subject: Re: Fw: October 25, 2013 7:57:12 AM – Home based, part-time opportunity for your review, Miss Amanda Earley


    Here is additional information about the vacancy with IT-SERVICE SOLUTIONS LIMITED.

    Our main goal, within the company, is to match our clients’ needs with the best freelancers available, world wide.

    The position being offered is for Financial Support Agent.

    It is an online, home-based position. There is no formal interview process, most of the communication is done online or by phone.

    The application process consists of completing an electronic registration form on our website and signing an Agreement between you and our company.

    Job requirements:
    – 18 years of age or older;
    – Internet access;
    – working telephone number;
    – UK residence or legal permit to work within the UK territory;
    – bank account (current/savings) or a Verified Premier or Business PayPal account. New accounts are also welcomed!
    – availability of 2-3 hours per day.

    Job description:
    The main job responsibility is to stay logged online for about 2 hours per day, Monday – Friday, 9 am – 11 am. Your main role involves processing immediate payments between our established clients and freelancers that are doing the work for them. Receiving specific instructions from a supervisor and following prompt assignments is of most importance. The position deals directly with processing funds from our clients. For security reasons a personal bank account is required during the trial period of 30 days. Once your trial is completed, we will assign you a business account through one of our branches in your area.

    During your trial period you will receive between 2 and 3 transfers per week. Invoices are provided for each operation. Along with every operation, you automatically receive the senders’ and the receivers’ names.

    You don’t have to invest money to get started, or on any point of the employment, all fees are paid by the company. Your base salary will be 1,500 pounds during the trial period (paid at the end of each month). After the first 30 days your base salary will be increased. Besides, you will be receiving commission 8, that should be deducted from the money received, 3 would be used to pay for Western Union or Money Gram and 5 from each task will be yours to keep. Once employed on the regular basis, you will receive a bank account through the company and you will be able to work with large amounts of money, 10k or more, and you should be able to make 3,000 pounds easily.

    Refer to the links below for additional information:

    Frequently Asked Questions:

    – No investment of money on your part;
    – Long-term or Short-term employment is available;
    – Base pay along with commission is guaranteed;
    – Training is provided during the probationary period.
    – This is NOT a sales position;

    Our company registration number is: 04381738 (Companies House)

    If you decide to apply for this position and to become a part of our
    team, please complete
    the electronic application on our website:
    You’ll also have to provide a copy of your ID. You may submit one of these documents as a proof of your ID: copy of your passport,
    DL, Visa, bank statement, council tax bill, or recent utility bill.
    As soon as you register on our website, please send a copy of one of the documents mentioned above to my e-mail address or fax it over to our company (fax: 080 8189 1388).

    ***SIGN ON BONUS*** Learn more at:

    For further information, please reply to this e-mail.

    Thank you for your time and interest with our company.

    Best Regards,

    Julia Adrian
    HR Coordinator
    Phone: 020 8133 8793
    Fax: 080 8189 1388
    e-mail: [email protected]

    Friday, October 25, 2013, 10:58:40 AM, you wrote:

    > Good morning Julian, I would be most interested in learning about this job Vacancy

    > Kind Regards

    > Amanda Jane Earley


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