Knowing how to prevent fraud is an essential step in protecting your finances. You need to gather the tools and a mindset if you want to be effective in fraud prevention.
Whether you’re buying or selling a house, easements affect the price of the property. Maybe not on the appraisal, but it limits the use of the land and its perceived value. That’s not the only con though: Easements contribute to your estate tax, whether you use them or not Yearly inspections are required on the servient property Your neighbor might misuse the easement (e.g., parking) All the public could be using your easement when only the neighbor is allowed to …
Can you get paid for searching the web? If so, how does it work? How to get started? How much can you earn in a day? While learning about money online, you’ve probably stumbled with some of those ads: Earn $500 watching Youtube videos $100 a week doing online surveys Make $512 per hour copying and pasting When you first hear it, you may think: “there’s no way that could be true!” And while some people earn that kind of money, there …
What’s a voided check? It may sound contradictory. Checks are documents that order banks to process payments, while the word “void” cancels those orders. Even though you can’t send money with a voided check, they still share useful financial information. People often use them to set up electronic payments. How To Use Voided Checks For example, you can send a voided check to a company so that they know where to make the deposit. Or maybe a business requires your …
If you follow the crypto news, you may have heard of these crazy NFT projects. Digital assets are rising in value to the point where people will pay almost anything. Some buy it for the art, others for collecting, and many as a way to make quick cash. Every day, people earning thousands flipping these assets, but do they hold any value? NFTs: Scam Or Real Deal? When you first hear about NFTs, it’s normal to think of them as …
Cryptocurrencies bring a lot of opportunity for investors, and it couldn’t be more true for scammers. In fact, it’s become their favorite space, so expect to hear about them. They’re everywhere at all times, so it’s a matter of time you encounter one. But are you ready to protect your money? Someone right now could be promoting a Bitcoin pyramid scheme. People are sending them money that they won’t see ever again. Maybe a hacker is planning an exchange attack. …
Social media has become a powerful tool for businesses and, unfortunately, scammers. It’s the easiest way for a stranger to reach out to you, who may not use a real account. While these companies fight fraud, it’s too easy to misrepresent your profile. Within minutes, you can make up an identity or supplant someone else’s. Social media becomes dangerous when there are so many scammers a few clicks away trying to get your money. Why Are There Crypto Scams On …
Some people look at cryptocurrencies as a financial revolution. Others think of this technology as an opportunity for passive income. And others just see it as getting something for nothing. More often than not, you’re the one giving the “something”. Scammers attract people with “free” stuff, but they’re the only ones who get it for free. From us. Still, that’s nowhere close to the problems that digital scammers can cause. And if you’re in crypto, the threat is constant: Just …
Imagine how many scammers may be trying to steal your bank account. Sometimes, they just need a few pieces of data to breach all your accounts. That’s why the first step starts with security. You set passwords on your account and not share them with anyone. What about the account number? You may notice that when you want to transfer money, all you need to do is enter your number and the destination number. Yet, this number is visible everywhere. …
On Facebook, you can be whoever you want, and people will perceive you that way, even if it’s not real. Apply a few social tactics, and people will be interested in what you have to offer. The power of social media is underrated. Back then, you had to pay either way if you wanted to make the world know you. Now, you just open a profile in five minutes and message whoever you want. Convenience helps, except when you give …
You want to travel to a destination but don’t want to pay an unreasonable price. So you browse on Airbnb, a platform where homeowners can rent rooms and properties at fair rates. After using filters and reading some reviews, you contact a few hosts. Everything looks great, so you book your stay. But in the last 24hours before the travel day, something happens. Maybe everything goes perfectly. But one day, the host may have entered the property without permission, and …
You may be familiar with the situation. Out of nowhere, you find an ad that sounds too good to be true. The offer sounds simplistic and doesn’t get into detail. You give it a try, go through the process, and the offer quickly turns into something different. It doesn’t take many questions to start hearing excuses of why you can’t get the advertised price. The offer may exist, but it has nothing to do with the promise. The next time …
Greedy drivers. Entitled riders. Uber imposters. There’s no limit to innovation when it comes to Uber scams, and new variations come up every day. By imposters, we refer to identity thieves and phishing messages posing as Uber. Some passengers will “blackmail” drivers to get free rides or unfair chargebacks. Drivers tend to overcharge clients for services they didn’t receive. But what type is the riskiest for Uber users? Identity theft can cost you all your bank account. Rider scams happen …
Do you ever think about what you think about? Seriously. Do you consider yourself an independent thinker? If so, where do our thoughts come? From ourselves? Other people? Nowhere? Let’s keep the answer simple: our ideas come from the world we observe. Even though we live in the same world, every person has a different perception. Not only we think about the world, but also about our thoughts. In fact, 95% of the time, we have the same thoughts we …
They say love is blind. We want to see the best in the people we care about. Because of it, we value who they are rather than how successful, confident, or attractive they are. Blind love also means trusting that person when others see no good reason to do so. It makes us justify their faults with goodwill intentions. It means forgiving and focusing on the little things that matter. That’s what makes love painful at times too. How do …
Is renting on Craigslist a good idea? Thousands of people post ads here every day for free, often offering the best prices. How? Few things make it different: it’s simple, functional, free, and targeted. Almost every city has a CL subdomain for local audiences. But let’s not confuse low-cost with reliable. Craigslist shows the most recent deals of your zone, and the first few of the list get thousands of views. Since it’s free, it’s not surprising that some spammers …
Many look at college as a brilliant income opportunity. College degrees open doors to high-demand jobs, which you cannot access otherwise. The future must be promising enough to justify the cost. “You pay us tens of thousands now, and we help you make far more money years later.” What not many students know is how long does it take to break even. Although you could see it as an investment, it only improves the chances of income: it doesn’t guarantee …
If someone offered you $100 for $60, would you take it? Of course. But why would someone offer that much when it’s clearly not worth it? Multiple reasons: Take the SNAP benefits program as an example. Their members receive an EBT card where they receive financial help or groceries and nutrition. Unless you exchange for cash in person, you can’t legally convert them to cash. Swapping $100 for $60 may not seem like a big deal. Everybody is doing it, …
Have you ever heard of medical identity theft? For those who haven’t, it may sound less concerning than financial theft. It looks like a subcategory with no consequences nor interest outside healthcare. But appearances are highly deceiving: medical fraud can cost more than just money. It’s easy to underestimate the risk until it’s too late. For the sake of this explanation, imagine you have an accident and require urgent attention. You arrive at the hospital in critical condition only to …
Who hasn’t heard of Amazon? Millions of people visit one of the largest e-com platforms in the world. Whether you come to buy or sell, your opportunity could only be a few clicks away. But how did Amazon get this far? Their secret is customer obsession: what’s best for the buyer is what’s best for us. Customers always value lower prices, faster shipping, and higher quality. If you agree on these principles, the Everything store may be the right place …
Jobs certainly require qualification. When working for such a successful brand like Amazon, human resources need enough time to make the right recruitment decision. It can be hard to choose who will join the team and who to reject. Because the Amazon team thinks long term, they don’t just accept anybody. Good is the enemy of Great. Do you like the job? How much time can you commit? Do you qualify for this position with your background and skills? Fake …