Everyone, in some way or another, is connected to a group, association or community-based organization. Our interests, backgrounds, and other factors will naturally lead us to those affiliations that best serve our needs. Race, culture, and religious beliefs also play a role in identifying us as members of unique groups that we often come to … Read more
Looking for a vacation? Time for new experiences and relaxation. Visiting exotic places, enjoying good food, meeting new people …or so they say. For a moment, travel excitement and preparations make us forget about the other side of the coin. Variations on travel scams are numerous and ever changing. If you travel frequently, informing yourself … Read more
After months of hard work, a vacation is just what you need. It’s time to forget about problems and relax in the best hotels out there. But best doesn’t always mean popular or cheap. Best stands for a place where guests pay fair prices and feel valued. Because who wants to spend a vacation stressing … Read more
Most of us have the gift of human compassion. Whether it is the victim of a dissease or the little orphan across the street, we are glad to help out. Billions of dollars a day go to charities worldwide. People donate to charities as a sign of goodwill and grace. Unfortunately, thieves know that and … Read more
Adware is a software or software extension that displays unwanted advertisements on your screen. Without warning, it installs on your device and sends visible or invisible ads automatically. Usually it uses a sneaky method to either disguise itself as a legitimate application or piggyback on another program to get you to install it on your … Read more
Can you make money online fast? Is it possible to go from broke to millionaire in X days? If so, how could you do it? A get-rich-quick scheme promises that participants can make money fast with basically no skill, effort or time in a very short period of time. With so many internet gurus talking … Read more
Short and distort is a less publicly known trading scam similar to the classic pump and dump. Shorting is a word in traders’ jargon and means basically selling a stock, currency, crypto or any other similar financial item that can be traded. Imagine some stranger reaches out to you and says: “Buy this penny stock … Read more
When was the last time someone helped you for no reason in particular? You get private information, someone sends money, or finds someone’s wallet. The help received makes you feel privileged. It may be luck, goodwill, and also a hook. No matter the purpose, that gift makes you trust the person. The same can happen … Read more
The chain letter formula has existed since at least the 19th century. In recent decades, they have gained new life through the reach of Internet and become quite common. You have at any point in time probably received a message on a social network or in your email inbox that promises you money or good … Read more
Success in business is about reaching financial goals. But to be where you want to be, you need to be transparent on where you currently are. Accounting fraud is a costly mistake in business. You can be brilliant at making decisions. If the data used is inaccurate, you cannot get the right results. These tricks create … Read more
High or low mileage cars? On a tight budget, you may see used cars cheaper and reliable. A high-mileage car in great condition may be a great buyer’s choice! “Too many kilometers” depends on the car status, brand, and type. High numbers mean the car is reliable if we ignore the shorter durability and possible … Read more
So you’re still getting those calls. How do they get your number? A stranger calls in a bad moment to sell a product you don’t need. As he presents how amazing the opportunity is, you’re just looking for the fastest way to get out of the phone. But will that solve your telemarketer issue? They … Read more
“Will my masterpiece ever come to light?” — You may wonder. Most poets are confident with their creative skills. They create with passion and excitement about the future. But they often forget about the other side of the coin: promoting. If nobody knows your work exists, you can’t expect recognition or money. People won’t appreciate … Read more
Who doesn’t need money? Having enough of it may mean more freedom and choices. But how much is enough? Is it really that important? For many, it’s not as important as time. Having money is great, but it takes time to produce it. Time is limited, and money is not. If you want money, you … Read more
You wake up one day and find notices you can’t explain. As you login to your account, you find programs you didn’t sign up for: insurance, loans, other banks. People reach out to you with false claims on email and phone calls, and the money you saved is gone. Yes, identity theft can be devastating. … Read more
Cramming happens when minor expenses are added to an invoice by a third party without the agreement or authorization of the subscriber. Usually cramming is connected and practiced by phone companies and third parties connected to these companies. Cramming is a type of phone scam. You can be charged for many types of services that … Read more
The best way to steal is the subtle way. No matter how it’s done, there’s a better chance to succeed if the victim never notices. That’s why modern thieves prefer more elusive and nonviolent methods, like cashpoint scams. ATM Fraud is as old as the machines themselves. When you enter your credit card into an … Read more
“Congratulations, you won the lottery! Pay $200 to claim your prize!” Ever found a lottery scam? You land on a pop-up website or get an email about a prize. The algorithm has blessed you: here are your X million dollars. BUT FIRST, someone needs to cover those admin fees and logistics. Scammers may further use … Read more
The real tragedy of fake drugs can not be measured in monetary value. These schemes impact many people who are seriously ill, sometimes on the very edge of despair when they run into these deceptive medications that generate false hope. Rather than receiving proper medical treatment on time, a lot of this time goes wasted … Read more
Nowadays, buyers may prefer to find deals online, but when it comes to newspapers and magazines, many still prefer print subscriptions – and fraudsters see this as an opportunity. Magazine subscription scams are offered either online, door to door, or as a variation of telemarketing theft where false, pretending to be telemarketers persuade consumers into … Read more
Credit Cards are a convenient payment method, but this conveniences brings about some risks. Fraud with the use of stolen credit cards is committed for the purpose of obtaining goods without paying, to obtain unauthorized funds from a bank account or to sell stolen information further. What Is Credit Card Fraud? Credit card fraud costs … Read more
The pyramid scheme or MLM (multi-level marketing) seems like a good idea at first glance, but these schemes can be far from beneficial and may take up more time and money than they initially promise. These schemes entice potential sign-ups with images of good fortune, luxury holidays and the chance to start a very profitable … Read more
What is black dollar money? In short, it is a scam, also known as “Black Dollar Scam” or “Chemical Wash Scam”. In the scheme a victim is convinced they inherited cash by various means. Why is the money coated black? The scammers will make you believe that the money had to be painted black to … Read more
Even in our digital technology era, many still prefer to pay by check or bankers draft. One reason for this is that people do not trust computer technology and have misconceptions about online banking. This is understandable because of the fact most of these people may be computer illiterate and what is unknown to human … Read more
Phishing is an online term used to describe data theft. Phishing is an acronym to “fishing” because the victim is “baited” into giving their info to a third party masquerading as a legitimate company. The same tricks are employed across all popular payment platforms such as eBay, PayPal, online banks, crypto wallets or any other … Read more
The insurance industry collects more than $1 trillion in premiums each year in the United States. Insurers as well as the insured are trying to take a piece of that pie. When they do it in a dubious way, we call it insurance fraud. When we think of insurance fraud, we usually imagine individuals or … Read more
Which one would you choose? Would you like to receive a million dollars right now? Or perhaps get a penny and double it for thirty days? If you do some simple math, the second option yields five times more gains than the instantaneous reward. Thus, compound interest is the secret of how Warren Buffet made … Read more
Ebay’s corporate mission takes a unique approach to trading. Consumers can buy anything they want, no matter where they are. And sellers get a large client base to grow their e-com brands. eBay’s corporate mission is to: What makes eBay different and perhaps more appealing than Craigslist or Amazon? A lot of people are moving … Read more
Work from home. How does that sound? No alarm clocks, no need to go outside or dress fancy. As long as you get results, you live on your own rules. If your work is simple, it’s even better. These opportunities do exist, although they may not be as valuable as real jobs. Why? Because if … Read more
Have you been on the lookout for cheap electronics, mobile phones, game consoles and digital cameras for your own private use or to turn a profit? There has been an increasing hype to buy electronic items at a much lower price than the retail price. Many individuals are looking to buy items for a low … Read more
Started in the 80’s this scam has run per normal post, fax and per telephone and now in our internet age only increasing the number of victims. Stolen funds are subjects to a very low rate of recovery. Organized thieves are scamming people from all over the world. Many online schemes promise you the moon, … Read more
Paypal is a safe online payment option if you know who the recipient is. Everything is possible to manipulate in our computer world though, and we can do so with paypal as well. A fake paypal account can be opened in a couple of hours and verified with fake documents later on. Therefore you should … Read more
Western Union. To use or not to use? Let’s say you have a friend in a remote country who suddenly lost his money and ID documents. Western Union has created a convenient, immediate method to send money abroad. Western Union works great IF you’re the one who receives the money. As a sender, wire transfers … Read more
Are you planning a big transaction? Remember to use escrow. You can rest assured that the funds transfer with maximum security. Escrow companies can be very helpful assisting a transaction between buyer and seller safely, but you ought to make sure you are using a legit service. Once both parties meet the agreement conditions, they … Read more
Every time you access a website or connect to someone online, your online session assigns your computer an address and shares it with the counterparty you are connecting to. Why is that done? Whether you are browsing through a website, streaming a song or chatting on your favorite messaging application, you need to have an … Read more
One day, you find a no-brainer deal online. Or a job offer that’s too good to be true. Or a lottery email. On another day, you start getting calls from investigators about issues you can’t relate to. All you know is you had the luck to get easy money from some stranger. What’s going on? … Read more