What You Must Know About Credit Fraud Alerts

What Is a Fraud Alert

Once you’ve been a victim of fraud or identity theft, it’s difficult to know what you should do first. One of the statements you may have heard when it comes to identity theft is a fraud alert. But do you know what fraud alerts do, what types of fraud alerts are available or how fraud warnings work? What Is a Fraud Alert? Credit fraud is nothing you ever want to concern yourself with, but the sad fact is that some …

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Devious Types of Social Security Fraud

Types Of Social Security Scams

Identity theft, credit fraud, criminal impersonation. Losing your documents to an imposter may lead to permanent security issues. By the time you see the impact on your credit score, you’re already late. Sure, you protect all your bank accounts and whatnot. But do you protect your identity in all your accounts? Most of us use the same passwords for everything. What happens when some unwanted person gets into the account? One thing leads to another. One data breach leads thieves …

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The Definite Guide To Change Machine And Vending Machine Scams

Change Machine Hacks

Cash and vending machines are prone to security breaches and outdated cash machines are especially vulnerable. If you’re the owner of a cash or vending machine you must acknowledge the most common security concerns to update or replace your machine. If your machine is located in an isolated area and left unmonitored, it could be drained of the merchandise or cash inside it. Depending on the security level of the machine, it might not require security upgrades. This is valid …

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The Definite Guide To Law Scams

Quick law scam clues

The United States is the most litigious country on Earth! Americans file on average file a new lawsuit every 2.5 seconds. Litigation in the US is serious business and this shows in the amount of lawsuits and lawyers we have in the country. Each 60 seconds courts around the United States register an average of 30 new lawsuits. This is 1800 lawsuits an hour. 42,000 lawsuits a day. Do we have enough lawyers to file all those lawsuits? Yes we …

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Why You Should Care About Health Care Fraud

How Do Healthcare Scammers Reach Out To Me

How do doctors get paid? Healthcare isn’t free in any country: citizens pay for it.  “We pay doctors when they provide lots of health care, not when they provide good healthcare.” About 19% of the USA’s GPD goes to healthcare. 3.5 Trillion. Why does the US spend so much on health care? Why do Americans pay at least twice as much as any other developed country? To put things worse, healthcare scams cost us $70 billion per year, which adds …

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How To Expose A Collection Agency Scam

Fake Collector Or Real Issue

Debt collectors are in the business of collecting on your debts. Debt collectors have to employ pressure tactics to get people to make their payments so they can close their account and be paid for their time and their services. While the majority of collectors collect unpaid accounts in a morally responsible way, there are fishy techniques that some of these companies use to get people to pay up, and to pay up now. In fact, some are not actually …

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What You Must Know About Tax Scams

How To Prevent Tax Scams

Are you paying too many taxes?  If so, you may have thought of avoiding them. Say “Yes” to tax reduction and “No” to tax evasion. While taxpayers should never lie on their reports, one has the right to minimize them as much as possible.  Some people take that statement too seriously, like stealing data to make someone else pay for their tax. They come up in the form of phishing messages on tax season. A scammer poses as a tax …

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How To Detect & Prevent Senior Fraud

Senior Fraud Exploiting Peoples Weaknesses

Elderly adults lose billions of dollars through financial fraud. To scam a person, you need three conditions to be in your favor: Some schemes involve more risk than others, but it’s all about who you scam. A tough target can make the task impossible, while an easy target— the elderly— gives an opportunity. Some seniors are as easy to fool as a kid. Except that seniors have money and children don’t. Would you rather scam a skilled businessman or a …

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How To Avoid Debt Relief Scams

How Debt Relief Fraud Works

Debt relief scams exist because so many of us are in debt and we dream of being rid of the debt, of resolving it once and for all, and not having the burden of owed funds on our shoulders. In fact, most of us are so excited to be out of debt that we often don’t check out things as thoroughly as we should. Are You “In The Deep”? Millions of people have this exact problem. What advice would you …

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The Severity of Election Fraud

What Is Election Fraud

Who will run for and become our next elected representative of our people? Is winning as simple as getting the most votes? Does your decision count? How do you know that someone has not tampered with the machines or that your actual ballot has not been changed to reflect the way someone or a group of people would like the election to go? How do you know that the person voting in the booth beside you has not been coerced …

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How To Spot A Sneaky IRS Scam

How To Avoid IRS Scams

Tax season + phishing attacks = Hunting season (for scammers) Every tax season a new IRS scam does the rounds and unfortunately a lot of people fall for the scam and have their personal information stolen. By clicking on any link in the list below you can see corresponding screenshots of real IRS phishing attempts: Have you ever found any of those? Convincing, aren’t they? Most people fear the IRS because they know how powerful they are. Ironically, few people …

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The Dangers Of Drivers License Fraud

What Are Drivers License Scams

How would you feel if you lost your wallet? Most people would file a fraud alert. They’d call their banks to block their credit cards. As for the cash, there’s little you can do. How about the ID documents? Yes, that includes your driver’s license. Most of us do not think of our driver’s license as particularly valuable or something that we need to decidedly protect, but there is more than one driving license scam out there that could affect …

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Car Rental Scams & How You Can Avoid These

Ways To Detect Car Rentals Scams

Preparing for a trip? Depending on your location, you might have thought of getting around on four wheels. Renting a car is usually not a cheap thing to do, so you need to make sure to avoid shady rental companies that could inflate this price even further. There are so many businesses offering the same rental services that the situation quickly turns into a price war. Some clients want the lowest offer and rent their car without doing too much …

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Definite Guide To Securities Fraud

Preventing Securities Fraud

“You can fool all the people part of the time and part of the people all the time, but you cannot fool all the people all the time.” – Abraham Lincoln Opportunities come and go. Those who move fast arrive first and reap the best reward. The risk of fast decisions, of course, is overlooking facts and not thinking clearly. Investors who don’t think independently become money chasers and the scammer’s favorite target. The difference in dealing with securities fraud …

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What is Payment Fraud & How To Avoid It

Types Of Payment Scams

You found a great opportunity: a product to buy, a business idea, or a job to apply. When it looks impossible to go wrong, it does. You did your part, but the other person didn’t. You wired the funds, but the other hasn’t responded since then. What will happen to your funds? Will you ever get that product? The internet has offered us a lot of things that we wouldn’t have without, but with it we’ve also been exposed to …

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Watch Out For These Foreclosure Scams

How Do Foreclosure Scams Work

Things happen. Unemployment, debt, divorce, medical bills— you name it. It only takes to miss a few mortgage payments, and before you know it, your house is for sale. Anybody can fall into such a situation, which is why many law agencies offer help to prevent foreclosure. These law firms may be able to make it easier to make payments, but in the end only the real estate owner can fix it completely. As homeowners fall behind on their mortgage …

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Definite Guide To Refund Scams

Types Of Refund Scams

Profit decreases and can’t explain why? Do your clients return perfectly working products for no reason? Refund policies give buyers the confidence to buy with no obligation to keep an item they don’t want. But others can use this privilege for profits. You want to offer a generous return plan to attract shoppers. But you neither want to make it so strict that it affects sales. What’s the problem? What Are Refund Scams? If you’re losing sales, but product quality …

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Attorney Scams: How To Select Lawyers & Avoid Common Scams

Attorney red flags who not to hire

One of the basic foundations of the judicial system of every free nation is the notion that “no one is above the law”. This concept is very vital in the preservation of social order. In line with this, most laws are enacted in order to protect the underprivileged against those who will use their power and influence to oppress the weak. With this, lawyers are appointed as the vanguards of justice and the seekers of truth. Attorney scams are not …

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How to Avoid Falling for Envelope Stuffing Scams

Why Envelope Stuffing Will Cost You More Than What You Earn

“Make thousands working from home. Our partners make over $3,000 in their first month. Anybody can do it!” What kind of a home job could promise that? Copywriting? Designing? Programming? If the ads about making a lot of money from simply stuffing envelopes seem too good to be true; they probably are. The proliferation of envelope stuffing ads is already so dense, and the promises of easy riches are so grand, that it is a wonder that no one yet …

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Tourist Traps To Watch out For On Your Vacation

What Are Tourist Traps

Looking for the best vacation? The world is full of wonderful places: nature, buildings, stories, culture, people, traditions. Today, anybody with a fair budget can travel anywhere in a matter of hours. Some cities look so attractive to tourists that they receive visits consistently throughout the year. It helps to boost the economy, although it conflicts with citizens’ daily life sometimes. Thus, you have millions of people in a city— which they don’t know— looking for the best place to …

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